Tax-Aware Wealth and Business Planning
Taxes can materially affect investment returns, business cash flow, retirement income, estate planning, and long-term wealth transfer. For that reason, tax awareness is an important part of our planning process.
Led by Carlos Rasmussen, CPA, PFS, Rasmussen Capital Management helps clients evaluate planning strategies that may improve after-tax outcomes when coordinated properly with their tax, legal, and financial advisors.
Our tax-aware planning process may include:
Retirement plan design to evaluate deductible contribution opportunities for business owners, executives, and employees.
Income timing strategies to evaluate when income or deductions may be recognized.
Income character planning to understand the difference between ordinary income, capital gains, qualified dividends, tax-deferred income, and potentially tax-exempt income.
Investment tax management including asset location, turnover, capital gain exposure, tax-loss harvesting opportunities, and portfolio income characteristics.
Business-owner planning involving shareholder compensation, entity-level planning considerations, succession planning, and business valuation issues.
Estate and wealth transfer coordination to help clients work with legal and tax professionals on strategies designed to transfer wealth efficiently.
Rasmussen Capital Management does not provide legal advice. Tax strategies should be reviewed with the client’s CPA, attorney, or other qualified tax advisor before implementation.